Summary: This handy RFP template is perfect for decision-makers who want to assess blockchain wallets specifically designed for supply chain and trade finance. It lays out clear, 2025-ready criteria that cover everything from legal enforceability (like eBL/MLETR) to integrations with ERP/EPCIS/W3C VC systems. It also dives into account-abstraction security, ISO 20022 payment operations, tools for sanctions/Travel Rule compliance, and robust enterprise controls.

RFP Template for Blockchain Wallets Used in Supply Chain and Trade Finance

As we roll into late 2025, the “enterprise wallet” has evolved beyond just being a simple key store. It’s now your company’s essential link to electronic bills of lading (eBL), digital product passports, documentary credits under eUCP, ISO 20022 payment systems, and on-chain settlement. Plus, it comes with a hefty list of security, compliance, and audit requirements.

This handy template from 7Block Labs shares the insights we've gained from rolling out wallets on a large scale for logistics, manufacturers, banks, and fintechs. It’s designed to help you streamline your procurement process and sidestep those expensive pitfalls. Check it out! (dcsa.org)

---

1) Executive intent and scope

State Your Business Goals and Where the Wallet Fits In

Alright, let's dive into your business goals and see how the wallet plays a role in all of this!

1. Boost Sales: One of your main targets is likely to increase sales, right? The wallet can help streamline transactions and make it easier for customers to pay, which can lead to more sales.
2. Enhance Customer Experience: You want your customers to have a great experience. A user-friendly wallet allows them to manage their payments and rewards smoothly, making them more likely to return.
3. Expand Brand Awareness: Getting your brand out there is key. The wallet can be a great promotional tool, helping you reach new audiences through digital campaigns and collaborations.
4. Improve Financial Tracking: Keeping tabs on your finances is crucial for any business. Using the wallet can provide you with valuable insights into spending patterns and customer preferences.
5. Increase Customer Loyalty: Building a loyal customer base is important. The wallet can store loyalty points and exclusive offers, encouraging customers to keep coming back for more.

How the Wallet Fits In

So, where does the wallet come into play?

• Efficiency: The wallet makes transactions quicker and easier for both you and your customers. Less waiting around means more happy shoppers!
• Customer Engagement: By integrating features like notifications or reminders about offers, you can keep your customers engaged and informed.
• Data Insights: A digital wallet can gather data that helps you understand your customers better, allowing you to tailor your marketing efforts more effectively.
• Security: With growing concerns about security, a reliable wallet can provide peace of mind for you and your customers when it comes to transactions.

By aligning your wallet strategy with these business goals, you’ll see a positive impact on your bottom line while creating a better experience for your customers.

• Initial Use Cases: We're looking at a variety of practical applications here, including eBL issuance and transfer, tokenized title documents, collateralized inventory, letters of credit under eUCP 2.1, bank guarantees, and digital trade transactions governed by URDTT. Plus, we have supplier payments and collections on the list too. You can check out more on that here.
• Jurisdictions and Legal Basis: It's super important to ensure these applications hold up legally, so we need to confirm enforceability with laws like MLETR-style regulations--think the UK Electronic Trade Documents Act 2023 or Singapore's ETA 2021. Also, don’t forget about U.S. Article 12, which covers controllable electronic records when it fits. Get the details here.
• Target Networks and Docs: Our target is the DCSA-standard eBL, which is designed for cross-platform compatibility (thanks to PINT API, MSPIA legal framework, and the Control-Tracking-Registry). Additionally, we’re leveraging EPCIS 2.0 event streams for traceability, and using W3C Verifiable Credentials (VC) 2.0 for identity and document attestations. Dive deeper into this on DCSA’s site.

Deliverables

We’re aiming to roll out a pilot in just 12 weeks. Here’s what to keep an eye on for the production cutover and the success metrics we’ll be tracking:

• Cycle Time
• Rejection Rate
• Capex/Opex

---

2) Legal and regulatory alignment

Ask vendors to prove legal fitness “out of the box”:

When you're considering working with vendors, it's crucial to ensure that they're ready to roll right from the start. Here’s what you can do to make sure they meet all the legal requirements without any delays:

1. Request Documentation Upfront: Ask for any necessary legal documents right away, so you can get a clear view of their compliance status.
2. Verify Certifications: Check if they have all the relevant certifications and licenses. This can save you time later on.
3. Assess Their Policies: Look at their legal policies and procedures. They should have clear protocols in place to handle compliance matters.
4. Review Contracts: Get familiar with the terms in their contracts. Make sure there are no hidden surprises that could impact your partnership.
5. Conduct Background Checks: A detailed background check on the vendor can help you understand their reputation and any past legal issues.

By asking vendors to prove their legal fitness “out of the box,” you’ll set the stage for a smoother, more compliant partnership right from the beginning.

• eDocuments enforceability
  • Let’s dive into how the wallet showcases “control” or possession when it comes to electronic trade documents. It also supports switching between paper and electronic formats in line with the ETDA 2023 Sections 2-4. Don’t forget to check out the architecture notes on those “reliable systems” criteria. You can find more details here: legislation.gov.uk.
  • We should confirm that this aligns with jurisdictions that are embracing MLETR or similar laws--think Bahrain, Singapore, the UK, and some others looking to adopt in 2024-2025. For more information, check out this link: uncitral.un.org.
  • When it comes to U.S. operations, it’s important to outline how CERs are treated under the 2022 UCC Amendments (specifically, Article 12). Let’s keep track of the status in different states, like how D.C. has already enacted it, and New York is set to do so on December 5, 2025. You can read more about that here: code.dccouncil.gov.
• Trade rules support
  • We've got eUCP 2.1 ready for electronic presentations under letters of credit (L/Cs), and it's in line with eURC 1.1. Plus, there's URDTT 1.0 for those fully digital trade transactions. Check out the data model mappings and validation rules. You can find more info here.
• AML/Travel Rule and Sanctions
  • Let's talk about how we can smoothly integrate the Travel Rule workflows for VASP-to-VASP transfers. This also covers how we handle things when dealing with unhosted wallets, plus the importance of doing our homework on counterparty VASP due diligence. You can find more info on this over at FATF-GAFI.
  • When it comes to sanctions screening, we’re looking at on-chain and API screening (think Chainalysis Oracle/API), setting up alerts, and keeping audit trails. We also support multi-chain holistic screening with tools like TRM and Elliptic, plus we always refresh our lists regularly. Check out the details at Chainalysis.

---

3) Wallet architecture and key management

Pin Down Your Cryptography and Ops Expectations:

When it comes to setting your expectations for cryptography and operations, it’s crucial to be clear and precise. Here’s a quick guide to help you out:

1. Understand Your Needs

Before diving into cryptography, take a moment to really think about what you want to achieve. Different projects have different requirements, so ask yourself:

• What type of data are you working with? Sensitive, non-sensitive?
• Are you dealing with personal information, financial data, or something else?

2. Choose the Right Algorithms

Not all algorithms are created equal. It’s important to select the ones that suit your needs best. Here’s a rundown of some popular options:

• AES (Advanced Encryption Standard): Great for encrypting data quickly and securely.
• RSA (Rivest-Shamir-Adleman): A solid choice for secure key exchange and digital signatures.
• ECC (Elliptic Curve Cryptography): Offers strong security with smaller keys, which can be a big plus.

3. Plan for Key Management

Your keys are your lifeline in the world of cryptography. Make sure you have a solid plan in place for how you’ll store, share, and rotate them. Here are a few tips:

• Use a secure key management system.
• Regularly rotate your keys to minimize risk.
• Keep a tight lid on who has access to your keys.

4. Stay Updated

The landscape of cryptography is always evolving. Make it a habit to stay informed about the latest vulnerabilities and best practices. Here are some great resources:

• NIST (National Institute of Standards and Technology)
• OWASP (Open Web Application Security Project)

5. Test, Test, Test!

Regularly test your cryptographic systems to ensure everything’s working as it should. This includes penetration testing and audits. Consider:

• Engaging with third-party security firms for an unbiased review.
• Running simulations to see how your systems respond to potential threats.

6. Document Everything

Good documentation is key for transparency and future reference. Make sure you’re keeping detailed records of:

• Your cryptographic protocols.
• Any changes you make over time.
• Security incidents and how you addressed them.

7. Train Your Team

Last but definitely not least, ensure everyone involved understands the importance of cryptography and the specific practices you’ve decided on. Consider:

• Regular training sessions.
• Sharing articles and updates to keep the conversation going.

By following these steps, you can set clear expectations for your cryptography and ops, ensuring a more secure environment for your data.

• Custody model
  • Look for MPC/TSS capabilities like one-round MPC protocols, key-share refresh, and cold co-signing. Make sure there’s evidence of peer review and open-source references. It’s also super important to get the lowdown on policy controls right at the signing moment. Check out more about this at Fireblocks.
  • For HSM options, you’ll want to see FIPS 140‑3 validated modules. Don’t forget to note the certificate numbers and levels! If an HSM isn't used, explain what secure enclave options are available. For more details, visit NIST.
• Enterprise Policy Engine
  • We’ve got risk-aware policy checks right at the pre-sign stage, including stuff like beneficiary allowlists, value/time/risk thresholds, document state checks (think eBL transfer permitted state), geofencing, and sanctions attestations.
  • Plus, we ensure segregation of duties and require 4-eyes approvals, along with just-in-time elevation. And don’t worry--there’s an emergency “break glass” option with an immutable audit trail.
• Account Abstraction (Ethereum/EVM)
  • We're excited to announce support for ERC‑4337 (EntryPoint v0.8) and EIP‑7702 transactions! Be sure to check out how we tackle phishing and over-delegation risks with 7702 authorizations. We’ve added some cool configurable UX interlocks and telemetry to keep things safe. (etherspot.io)
  • We're also all about compatibility with Safe (formerly Gnosis Safe) and have included modules for ERC‑4337 as needed. Check it out! (safe.global)
• Privacy and Selective Disclosure
  • Works well with privacy-focused L2 solutions and zk-based workflows (like EY Nightfall_4) for keeping B2B settlements private, all while ensuring auditability. Check it out here: (ey.com)

---

4) Document and data standards

Your wallet needs to "talk" the talk of trade and supply chains:

• eBL Interoperability
  • Check out the end-to-end flows we’re showcasing using DCSA PINT APIs, the MSPIA legal framework, and CTR for tracking controls across different platforms. We've got solid evidence from successful tests and some happy customers. (dcsa.org)
  • Let's talk about how ready the provider ecosystem is, especially with the 2024-2025 adoption data in hand. Almost half of the folks we surveyed are already using eBL in one way or another! (iccwbo.org)
• GS1 EPCIS 2.0
  • It supports native JSON/JSON‑LD for capturing events and running queries, includes EPCIS 2.0 vocabularies, and can handle sensor and IoT data. Plus, it works with REST APIs and Digital Link URIs. If you're in the pharma space, make sure to look into DSCSA‑oriented EPCIS conformance (like GS1 US trustmarks). Check out more details at gs1.org.
• W3C Verifiable Credentials 2.0
  • This update brings support for issuing and verifying VC-based identities like trader IDs, facility credentials, and proofs for eBL holders. Plus, status lists and cryptosuites like JOSE/COSE and Data Integrity are now officially a W3C Recommendation as of May 15, 2025. You can check it out more here.
• ISO 20022 payments and reconciliation
  • For fiat transactions: there's a direct mapping to CBPR+ messages (pacs.008/009) since the MT coexistence period wraps up on November 22, 2025. You can handle inbound reconciliation using camt.* files, and don’t forget to keep payment IDs handy for any dispute resolution. (swift.com)

---

5) Integration with your stack (ERP, TMS, banks, platforms)

Ask Vendors to Prove They Won’t Strand Your Core Systems:

When you're diving into partnerships with vendors, it's super important to ensure they won’t leave your core systems hanging. Here’s how you can approach this:

• Request Documentation: Ask for clear evidence about their system compatibility and support processes. Look for things like:
  • Integration guides
  • Case studies
  • Service level agreements (SLAs)
• Check Their Track Record: Don’t hesitate to dig into their history. Reputation matters, so:
  • Read reviews
  • Talk to other clients
  • Look at their response times during issues
• Evaluate Their Support: Good support can make or break your experience, so make sure they offer:
  • 24/7 helpdesk availability
  • Multiple support channels (email, chat, phone)
  • A dedicated account manager
• Ask About Future Plans: Get a sense of their long-term vision. Questions to consider:
  • What updates and innovations are in the pipeline?
  • How do they handle transitions if they discontinue a service?

By being proactive and asking these questions, you can feel more confident about your vendor partnerships and ensure your core systems remain stable and supported.

• ERP/TMS Adapters
  • We've got adapters for SAP S/4HANA and Oracle; plus, we're using event bus/Kafka patterns and idempotent webhooks for document state changes (think eBL endorsed, guarantee called, L/C presented).
• Banking
  • We're all set up for ISO 20022 connectivity (FINplus/host-to-host) with validation for structured addresses and those all-important end-to-end references. Don't forget to check out our test plans for the Nov 2025 cutover. (swift.com)
• Trade Platforms
  • We've prebuilt connectors to eBL platforms and banking portals that align with DCSA standards. Plus, we can show you evidence of URDTT/eUCP data mapping.
• Analytics and SIEM
  • Get your structured logs (including policy decisions, Travel Rule payloads, sanctions decisions, and 4337/7702 telemetry) sent straight to your SIEM, complete with privacy filtering.

---

6) Security, compliance, and resilience

Make Sure to Get Third-Party Verifications and Solid SLOs

When you're diving into the world of service level objectives (SLOs), it’s super important to have third-party verifications in your back pocket. Here’s why:

• Credibility: Having an independent party vouch for your SLOs adds a layer of trust. It shows you're serious about quality and performance.
• Transparency: Third-party assessments can help clarify the standards you’re aiming for, making it easier for everyone to understand what’s on the line.
• Alignment: With verified SLOs, you have a better chance of aligning expectations both internally and with your customers.

So, don’t skip this step. Get those verifications and make your SLOs rock solid!

• Certifications and audits
  • We’ve got SOC 2 Type II and ISO/IEC 27001:2022 under our belt. Just a heads up, the 2022 edition has streamlined controls down to 93, all organized into four key themes. Check out the reports and scope, and don't forget to see who did the auditing! (coinbase.com)
  • On the technical side, we’re keeping things secure with our crypto module validations (FIPS 140‑3) and a solid pen-test schedule. Plus, we’re all about those SBOMs and tight supply-chain controls. You can read more about it here: (csrc.nist.gov)
• Operational Security
  • We’re all about keeping things secure! That means running transaction simulations and doing dry-runs on policies. Plus, we have a solid dual control system for any policy changes and ensure our MPC/HSM shares are safely air-gapped for recovery.
  • When it comes to business continuity, we’ve got our bases covered: RPO/RTO tailored for each region, regular disaster drills, and around-the-clock incident response with a clearly defined MTTR.
• Compliance tools
  • We've got some nifty chain analytics integrations lined up with Chainalysis, TRM, and Elliptic. These will help us keep an eye on things before and after trades. Plus, we’ve set up thresholds to decide when to block something versus when it’s better to escalate and allow. You can check out more about it here.

---

7) Governance, auditability, and data retention

• Immutable audit trails that connect: signer identities (VCs), policy versions, document hashes, sanctions decisions, and payment IDs.
• Retention schedules that match up with URDTT/eUCP and local regulations; you can export this in both human-readable and machine-friendly formats.

---

8) User experience and risk‑aware design

• Specific UIs for different roles like trade ops, treasury, and compliance.
• Account abstraction guardrails
  • Clear reviews for 7702 delegation (who’s involved, what’s happening, where it’s at, and time limits); prompts that make you think twice before allowing permission-escalating transactions; and better visibility for bundlers/paymasters when using ERC-4337 paths. (etherspot.io)
• Contextual prompts during trade processes (for example, a warning if you're endorsing eBL without a bank’s approval or if it goes against URDTT terms).

---

9) Performance, SLAs, and support

• Here are the throughput and latency goals we’re aiming for:
  • eBL transfer confirmations; ISO 20022 payment acknowledgements; MPC signing latency; and we’re looking at sanctions API response times, ideally under 300 ms, which is pretty standard for the top services out there. (trmlabs.com)
• Don’t forget about our uptime SLAs, regional support options, and the paths for escalation if needed.

---

10) Commercials

• Clear pricing for everything: core wallet licenses, policy engine, connectors (like eBL, ISO 20022, EPCIS, VASP Travel Rule), analytics, HSM/MPC infrastructure, and transaction fees.
• Volume tiers, along with sandboxes and pilot credits.

---

11) Vendor viability

• Make sure you include references relevant to your industry and location; also, provide proof of production that shows you’re using DCSA-interoperable eBLs along with ISO 20022 rails.
• Don’t forget to highlight your financial stability, your roadmap, and your open-source approach (like any MPC protocol references you have) as well as any dependency disclosures.

---

12) Evaluation matrix (example)

Score on a 100‑point rubric:

When you’re evaluating something, using a 100-point rubric can be super helpful. Here’s a breakdown of how it typically works:

• 90-100: Excellent (A)
  This is top-notch work! Everything is on point, and you can really see the effort and understanding put into it.
• 80-89: Good (B)
  Nice job! There are minor issues, but overall, it’s clear you’ve put in a solid amount of work.
• 70-79: Satisfactory (C)
  It’s okay, but there’s definitely room for improvement. You hit the basics, but it could use a bit more depth.
• 60-69: Needs Improvement (D)
  There are some significant gaps in understanding here. It’s not quite cutting it, but with a bit more focus, you can turn it around.
• Below 60: Unsatisfactory (F)
  Unfortunately, this doesn’t meet the requirements. It might be a good idea to revisit the material and give it another shot.

Remember, every score tells a story about where you’re at and where you can go next!

• Legal enforceability (MLETR/ETDA/UCC12/URDTT/eUCP) - 15
• Security and compliance (FIPS/SOC2/ISO27001 + sanctions/Travel Rule) - 20
• Standards and interoperability (DCSA PINT/MSPIA/CTR; EPCIS 2.0; VC 2.0; ISO 20022) - 20
• Architecture and safety (MPC/HSM; 4337/7702 controls; privacy L2) - 15
• Integrations (ERP/TMS/banks/platforms/SIEM) - 15
• SLAs, support, TCO - 15

---

1. eBL Collateralization Pilot (12 Weeks)

• Objective: Transition from those pesky couriered paper Bill of Lading (BL) documents to slick, DCSA-standard electronic Bills of Lading (eBLs) that can be used as pledgeable collateral with on-chain escrow.
• Scope:
  • The wallet needs to endorse and transfer eBLs across two different platforms using the PINT API. We’ll keep track of control changes with CTR tracking and ensure everything aligns with MSPIA-compliant terms. (DCSA)
  • We’ll run sanctions and Travel Rule checks before each endorsement and automatically attach those sanctions attestations to the transaction record. (FATF)
  • If we’re financing, we’ll trigger an ISO 20022 pacs.008 to our banking partner and keep those end-to-end IDs safe for reconciliation. (SWIFT)
• KPIs: We’ll be looking at the average endorsement time, the discrepancy/return rate, and the payment STP rate on CBPR+.

2) DSCSA/EPCIS Pharma Traceability Wallet

• Objective: We're aiming to sign and anchor EPCIS 2.0 events while attaching VC-based facility credentials to ensure we’ve got authenticated event provenance.
• Scope:
  • Capture and query EPCIS 2.0 data, making sure it’s in line with GS1 US DSCSA guidelines and going through conformance testing (Release 1.2/1.3 sunrise). You can check out the details here.
  • Use VC 2.0 credentials for the identities of manufacturers, wholesalers, and dispensers--and keep track of status lists for revoking credentials. More on this can be found here.
  • Navigate through the FDA stabilization and exemption timelines from 2024 to 2026 as we prepare for a phased go-live. For the specifics, see this FDA page.
• KPIs: We’ll be focusing on the event acceptance rate, the investigation cycle time for any suspect products, and the audit pass rate.

3) Digital L/C under eUCP 2.1 with URDTT Data Backbone

• Objective: Showcase electronic records tied to a Letter of Credit (L/C), and then wrap up the trade using on-chain escrow along with ISO 20022 for payouts.
• Scope:
  • The wallet creates a presentation that meets eUCP standards, incorporating URDTT data structures. It also keeps a permanent log of any reviews or notices of refusal, if they come up. (2go.iccwbo.org)
  • Privacy: If the parties involved need to keep amounts or identities confidential, we can handle settlements through a zk rollup (like Nightfall_4) while still having audit proofs in place. (ey.com)

---

2025 emerging requirements to include

• eBL Reality Check: Adoption is on the rise, but it's a bit all over the place. The FIT Alliance’s 2024 survey reveals that 49% of respondents are using electronic Bills of Lading (eBLs) in some way. In the bulk sector, campaigns for iron ore eBLs have hit over 25%. However, banks are a bit behind--so we’ll need to ensure our wallets can work seamlessly in both paper and electronic environments. (iccwbo.org)
• ISO 20022 Cutover: Heads up! The coexistence of cross-border payment instruction will come to a halt on November 22, 2025. Wallets that handle traditional fiat must be ready for CBPR+ or they could face rejections and extra fees. (swift.com)
• VC 2.0 is Standard: Good news! The W3C wrapped up the Verifiable Credentials 2.0 family in May 2025. This means we can now have interoperable, privacy-friendly credentials across our supply chains. It’s time to integrate this into identity verification and document signing. (w3.org)
• U.S. Commercial Law: The 2022 UCC Amendments (Article 12) are still being rolled out in places like DC and New York. These changes clarify how to establish "control" for digital assets and e-notes, so you'll want to align your wallet evidence and audit trails accordingly. (code.dccouncil.gov)
• Account Abstraction Safety: If you’re looking to use ERC-4337/7702 for a smoother user experience, it’s smart to require additional authorization UX, whitelisting, and telemetry to help prevent any misuse of delegation. (etherspot.io)

---

Sample RFP questions (copy/paste)

• Legal
  • Which jurisdictions’ MLETR-style statutes have you successfully supported in production? Don’t forget to share client attestations for the UK ETDA 2023 and Singapore ETA 2021. You can find the UK legislation here.
• Standards
  • Can you show an end-to-end DCSA eBL transfer between two platform providers using PINT? Make sure to include CTR control updates and MSPIA terms, plus logs and timing. Check out more about this on DCSA’s website.
  • We’d love to see your EPCIS 2.0 conformance evidence and DSCSA readiness--like GS1 US trustmarks or partner listings. More details can be found here.
  • Show us your VC 2.0 issuance and verification process, including revocation (that Bitstring Status List) and JOSE/COSE proof suites. You can read up on it here.
• Payments
  • Please provide some message samples (like pacs.008/009/camt.053) along with your plan for the Nov 2025 CBPR+ end-of-coexistence phase. More info can be found on SWIFT’s page.
• Security
  • List out the FIPS 140-3 certificate IDs you’re using and their scope; include SOC 2 Type II coverage and ISO/IEC 27001:2022 SoA. You can get the specifics here.
  • Can you describe your risk controls for ERC-4337/7702 (like authorization scoping, session limits, human-readable prompts, and kill-switch)? Check out Etherspot’s blog for more on this.
• Compliance
  • Which sanctions and wallet-screening providers do you natively support? Think Chainalysis Oracle/API, TRM, and Elliptic. We’d love to see your average response times and any audit exports. Get more info on Chainalysis.

---

Minimum acceptance criteria (MAC)

• Legal: We've got ETDA-compliant control semantics in place, along with URDTT/eUCP data structures and control evidence for Article 12.
• Security: Our security measures are top-notch, featuring FIPS 140-3 validated cryptographic modules, SOC 2 Type II compliance, and ISO/IEC 27001:2022 certification. We also conduct quarterly penetration tests to keep everything lock-tight. Check out more on this here.
• Standards: We're aligned with DCSA eBL interoperability and have implemented EPCIS 2.0 for capture/query, VC 2.0, and CBPR+ messaging. You can find more details on this here.
• Compliance: Our approach to compliance includes Travel Rule workflows and thorough sanctions screening, with options for on-chain and API integrations, plus we keep immutable logs. More info is available here.
• AA Safety: We're backing ERC-4337 and EIP-7702 with robust policy-level controls. For more insights, check this out here.

---

Buyer tips from recent programs

• Budget realistically for DPP/DCSA/EPCIS programs: It's common for teams to underestimate the complexities of data plumbing and identity management. The EU’s ESPR/Digital Product Passport workplan is rolling out, with phased mandates set for 2026-2030. By using wallets that can attach verifiable credentials (VCs) to product passports and sign EPCIS events, you can save yourself from a lot of rework down the line. Check out more details here.
• Expect hybrid phases: The adoption of electronic Bills of Lading (eBL) is gaining momentum, with 49% currently using them to some extent. However, many banks and trade routes are still heavily reliant on paper documents. Choose wallets that can handle both electronic and paper forms during this transition and make sure they implement DCSA’s cross-platform controls to avoid feeling stuck with one option. You can find more insight here.
• Payments migration is not optional: If your wallet is responsible for triggering or reconciling fiat transactions, you need to be CBPR+ ready before the deadline in November 2025. Missing this could lead to unnecessary NAKs and fees. Learn more about it here.

---

Final checklist (short version)

• ETDA/MLETR/UCC12 enforceability and evidence package. (legislation.gov.uk)
• DCSA eBL interoperability (PINT/MSPIA/CTR) demo + logs. (dcsa.org)
• EPCIS 2.0 + DSCSA conformance plan; VC 2.0 support. (gs1.org)
• ISO 20022 (CBPR+) messages and testing plan for November 2025. (swift.com)
• Integrating sanctions/Travel Rule with Chainalysis/TRM/Elliptic, complete with audits. (fatf-gafi.org)
• Designing MPC/HSM; ensuring compliance with FIPS 140‑3, SOC 2 Type II, and ISO 27001:2022. (csrc.nist.gov)
• Implementing ERC‑4337/EIP‑7702 with robust anti‑phishing and over‑delegation controls. (etherspot.io)
• Adding a ZK privacy option (like Nightfall_4) wherever it’s necessary. (ey.com)

---

If you're interested in getting a scorecard spreadsheet and some sample clauses from us at 7Block Labs, just let us know what your main use case is (whether it's eBL finance, DSCSA traceability, digital L/C, or DPP). We’ll whip up a customized matrix and pilot plan for you in less than a week!